Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across
Below are special Certificate of Deposit special rates and terms from banks in New York, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
New York, NY - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Fifth Avenue Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Fifth Avenue Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Fifth Avenue Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Bensonhurst Branch
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4.75% | $1,000 | 7 months |
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Rate History: 4.00% → 4.75% |
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Bay Ridge Branch
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4.50% | $100 | 10 months |
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Rate History: 2.50% → 5.15% → 4.50% |
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Fifth Avenue Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Fifth Avenue Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Bay Ridge Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Pleasant Plains Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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Amboy Road Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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BankUnited, National Association Borough Park Brooklyn Branch |
4.00% | $1,000 | 6 months |
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Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% |
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Staten Island Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Railroad Avenue Branch
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4.00% | $1,000 | 11 months |
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Rate History: 0.25% → 4.55% → 4.30% → 4.25% → 4.00% |
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Trustco Bank Branch
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3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Finworth, a division of InsBank New York Branch |
3.90% | $50,000 | 22 months |
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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Eastbank, National Association Eastbank, National Association Branch |
3.85% | $2,500 | 3 months |
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Rate History: 4.00% → 3.85% |
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Citibank, National Association Princes Bay Branch |
3.75% | $0 | 4 months |
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Madison Avenue Branch Office
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Richmond Shopping Center Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Staten Island/Tottenville Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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First Central Savings Bank Branch
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3.65% | $500 | 14 months |
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Rate History: 1.00% → 4.15% → 3.95% → 3.65% |
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6th Avenue Branch
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3.56% | $10,000 | 3 months |
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Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% |
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Citibank, National Association Princes Bay Branch |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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Citizens Bank, National Association Yonkers Branch |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Brooklyn Branch
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3.50% | $5,000 | 12 months |
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Staten Island/Tottenville Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Richmond Shopping Center Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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6th Avenue Branch
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3.35% | $10,000 | 5 months |
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Rate History: 1.00% → 4.07% → 3.61% → 3.35% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Pleasant Plains Branch
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3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Princes Bay Branch |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Madison Avenue Branch Office
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Citibank, National Association Princes Bay Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Staten Island/Tottenville Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Princes Bay Branch |
3.00% | $0 | 3 months |
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Staten Island/Tottenville Branch
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Citibank, National Association Princes Bay Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Madison Avenue Branch Office
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association 11 Penn Plaza Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Richmond Shopping Center Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association 11 Penn Plaza Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association 11 Penn Plaza Branch |
2.20% | $1,000 | 25 months |
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Kings Branch
|
2.15% | $500 | 7 months |
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Rate History: 2.75% → 2.65% → 2.15% |
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Kings Branch
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2.00% | $500 | 3 months |
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Rate History: 2.45% → 2.40% → 2.00% |
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PNC Bank, National Association 11 Penn Plaza Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Richmond Shopping Center Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Trustco Bank Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Tottenville Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Trustco Bank Branch
|
0.45% | $500 | 18 months |
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|
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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